Bank financing

In the area of obtaining bank financing for business development, we prepare comprehensive documentation including a financial model and a project plan. We assist our clients in obtaining the best financing conditions for their planned investments. We offer cooperation with major banks in Poland. Cooperating with a financial adviser in obtaining bank debt brings benefits, such as presenting the company and the planned investment project objectively and in line with banks’ analytical standards. This increases credibility and gives the opportunity to negotiate more favorable terms of financing in a shorter period of time.

LOANS FOR ACQUISITIONS, INVESTMENTS AND REFINANCING

Our assistance in obtaining bank debt is often associated with the acquisition of another entity or a planned investment in a production facility or new machinery park. In such cases, the credit is also used as a financial leverage to achieve a better return on the investment. In many cases, there is a need for additional working capital financing or refinancing the Company’s previous debt.

COOPERATION WITH BANKS

Due to the complexity of such a process, obtaining bank financing for a company must be conducted in full alignment with its ongoing operations and comprehensive development and investment plans. Thanks to our long-standing cooperation with banks, we are able to effectively present the client and the intended project in a manner consistent with the banks’ expectations. This ultimately increases their interest and flexibility, making the entire process shorter.

HOW WE RAISE BANK FINANCING

Cooperating with us during the process of acquisition of bank debt ensures that the company is relieved of the burden of preparing external analyses and necessary materials for the banks. We initiate our cooperation by conducting an in-depth analysis of the company’s financial plans and needs, aimed at defining the most favorable form and terms of financing. With the involvement of the Client, we prepare the necessary analytical and presentation materials and documents (such as financial models and forecasts, business plans, credit applications). The next step is to prepare a strategy for obtaining debt. Our role is to identify potential financing banks and initiate meetings with them so as to gauge their interest and gather preliminary offers on behalf of the Client. We evaluate these offers to optimize financing terms, including minimizing costs and ensuring financial and operational security for the Client.

NEGOTIATIONS WITH BANKS

We formulate responses to numerous inquiries from bank analysts, and then assist our clients in negotiating terms and conditions of the agreement with selected institutions until the conclusion of the most favorable agreement. Our independence ensures the absence of any conflicts of interest that could arise from financial affiliations with financial groups.

SELECTED DEBT FINANCING PROJECTS

Projects in which we advised on raising debt financing:

• Polpak-Karton sp. z o.o. (now Schumacher Packaging): investment loan and refinancing of working capital facilities of over PLN 100 million (2006–2007)
• Vectra Group: debt financing for the acquisition of two cable TV operators, TVK Dami and Silesian Cable Television (2002–2004)
• Konsalnet Holding S.A.: bank financing for the transactions that built the group (2007–2012)
• Large food company: acquisition of a competitor worth PLN 15 million, financed with bank debt (2011–2012)
• Glass-Team sp. z o.o.: mezzanine financing from Syntaxis Capital (2014, USD 19 million)

SECTORAL SPECIALIZATIONS

Internet Marketing

E-commerce

New technologies

Technologies for the construction industry

IT

Gaming

Smart Home

Industrial Production

Health Care

Sales and Distribution

FMCG

Building materials and Construction

Pharmacy

Transport

Renewable energy

B2B and B2C